Effect Of Financial Inclusion On Women Empowerment: With Special Reference To Marginalized Working Women
Abstract
Literatures had proved that economic development helps in the promotion of gender equity. Further, the easy access for resources provided to women paves the way to several developmental outcomes. The strategy of inclusive growth requires that economic development is essential providing equal chances to all in the society, in particular the women in the marginalized sector. It had been recognized by the World Bank that economic growth is boosted up through the gender equality. Keeping all these points in view, the present study is an effort to examine the impact of financial inclusion over the empowerment of women. The sample population comprised of the marginalized working women in Pondicherry who has been selected as respondents through simple random sampling. The sample size is 100 and data has been gathered with the help of a questionnaire. The analytical tool adopted for data analysis is Multiple Regression and the results reveal that there is positive relationship between financial inclusion and marginalized women empowerment.
References
2. Adegbite, O. O., and Machethe, C. L. (2020). Bridging the financial inclusion gender gap in smallholder agriculture in Nigeria: An untapped potential for sustainable development. World Development, 127, 104755.
3. Eisend, M. (2010). A meta-analysis of gender roles in advertising. Journal of the Academy of Marketing Science, 38(4), 418–440.
4. Danquah, M., Iddrisu, A. M., Boakye, E. O., and Owusu, S. (2021). Do gender wage differences within households influence women's empowerment and welfare? Evidence from Ghana. Journal of Economic Behavior and Organization, 188, 916–932.
5. George, Bincyand Thomachan, K.T.. (2018). Financial Inclusion And Women Empowerment: A Gender Perspective. International Journal of Research -Granthaalayah. 6. 229-237. 10.29121/granthaalayah.v6.i5.2018.1443.
6. Hosseini-Nezhad, S., Safdar, S., and Nguyen Luu, L. A. (2022). Perceptions of gender roles and freedom among Iranian international students in Hungary. Women's Studies International Forum, 90, 102555.
7. Jamuna, S. (2023). Financial inclusion for women empowerment. 35. 119-124. 10.5281/zenodo.7563585.
8. Kumar, C. (2024). Empowering Women through Financial Inclusion: Insights from the Banking Sector in India. Shanlax International Journal of Management. 11. 33-40. 10.34293/management.v11iiS1-Jan.7137.
9. Kumari, Shalu. (2022). Financial Inclusion and Women Empowerment: A Case Study of India. Economics, Business, Accounting and Society Review. 1. Press. 10.55980/ebasr.v1i2.19.
10. Makita, M. (2010). Gender roles and social policy in an ageing society: The case of Japan. International Journal of Ageing and Later Life, 5(1), 77–106.
11. Meier zuSelhausen, F. (2016). What Determines Women's Participation in Collective Action? Evidence from a Western Ugandan Coffee Cooperative. Feminist Economics, 22(1), 130–157.
12. Malekan, M. (2015). Islam and iranian women: Determining the level of religious beliefs in muslimiranian women. Research in Political Sociology, 23, 195–215.
13. Madan Survase and Krishna Murthy Inumula (2019) Financial Inclusion: Scale Modification and Validation of Socio-Economic Indicators, scms, Journal of Indian management 2019
14. Perrin, C., and Weill, L. (2022). No man, No cry? Gender equality in access to credit and financial stability. Finance Research Letters, February 2021, 102694.
15. Pattison, N. (2020). Consumption smoothing and debtor protections. Journal of Public Economics, 192, 104306.
16. Sarma, M., and Pais, J. (2011). Financial inclusion and development. Journal of International Development, 23, 613-628.
17. Vishwakarma, Priyam. (2024). Impact of women's financial inclusion and financial attitude on their financial well-being. Journal of Commerce and Accounting Research. 13. 1-12.
